$600 OAS & CPP Boost Payment 2025 – How To Qualify And When You’ll Get It

Canadian seniors have been hearing about a “$600 boost” to their Old Age Security (OAS) and Canada Pension Plan (CPP) benefits in 2025.

However, it’s essential to clarify that this amount isn’t a new or additional payment but rather a combination of existing increases and adjustments. Let’s delve into the details.

Understanding the $600 Boost

The so-called “$600 boost” comprises two main components:

$500 One-Time Payment: In August 2021, the Canadian government provided a one-time taxable payment of $500 to seniors aged 75 and older who were eligible for the OAS pension in June 2021 and born on or before June 30, 1947 .
Regular OAS and CPP Increases: Both OAS and CPP benefits are adjusted periodically to account for inflation and other factors, leading to incremental increases in monthly payments.

Therefore, the “$600 boost” refers to the cumulative effect of these adjustments rather than a single, new payment.

OAS and CPP Payment Dates for 2025

For seniors receiving OAS and CPP benefits, it’s crucial to be aware of the payment schedule for 2025:

Month	OAS Payment Date	CPP Payment Date
January	January 29	January 29
February	February 26	February 26
March	March 27	March 27
April	April 28	April 28
May	May 28	May 28
June	June 26	June 26
July	July 29	July 29
August	August 27	August 27
September	September 25	September 25
October	October 29	October 29
November	November 26	November 26
December	December 22	December 22

These dates are consistent for both OAS and CPP payments .

OAS Payment Increases in 2025

Old Age Security payments are adjusted quarterly based on the Consumer Price Index (CPI) to reflect changes in the cost of living. For 2025, the adjustments are as follows:

January to March: No increase due to stable CPI .
April to June: No increase reported.
July to September: An expected increase of approximately 1.3% .
October to December: Pending CPI data.

As of January 2025, the maximum monthly OAS payments are:

Ages 65 to 74: $727.67
Ages 75 and over: $800.44 .

CPP Enhancements in 2025

The Canada Pension Plan also undergoes annual adjustments. In 2025, CPP benefits increased by 2.6% to match inflation rates .

The maximum monthly CPP retirement pension at age 65 is $1,433, while the average monthly amount for new beneficiaries is approximately $808.14 .

Guaranteed Income Supplement (GIS)

The GIS provides additional support to low-income seniors receiving OAS. It’s a non-taxable benefit that also adjusts with the CPI. As of June 2025, the maximum monthly GIS payments are:

Single seniors: $1,065.47
Married/common-law (both receiving OAS): $641.35 each

Eligibility Criteria

To qualify for these benefits:

OAS: Must be 65 or older, a Canadian citizen or legal resident, and have resided in Canada for at least 10 years since age 18.
CPP: Must have made valid contributions during your working years.
GIS: Must be receiving OAS and have income below specified thresholds.

Understanding the components of the “$600 boost” helps clarify that it’s not a new benefit but a culmination of previous payments and regular adjustments.

Staying informed about these changes ensures that Canadian seniors can effectively plan their finances and take full advantage of the benefits available to them.

FAQs

Is the $600 boost a new payment in 2025?

No, it’s a combination of the $500 one-time payment from 2021 and regular increases in OAS and CPP benefits.

How often are OAS and CPP benefits adjusted?

OAS is adjusted quarterly based on the CPI, while CPP is adjusted annually.

Do I need to apply for the $500 one-time payment?

No, eligible seniors received it automatically in August 2021.