Canada’s $179 GST/HST Credit Hits Accounts In July 2025 — Are You Eligible?

Canadian residents receiving government financial support can expect the next installment of the $179 GST/HST Credit in July 2025. This non-taxable quarterly benefit remains a key pillar of the government’s financial aid framework for supporting low- and modest-income households across the country.

As this summer payment approaches, many Canadians are eager to understand who qualifies, when to expect the payment, and how much they may receive. Here’s a complete guide to the July 2025 GST/HST Credit — explained clearly and simply.

What Is the $179 GST/HST Credit for July 2025?

The $179 GST/HST Credit is part of the annual Goods and Services Tax/Harmonized Sales Tax Credit, paid out quarterly to help offset sales taxes for eligible households.

The $179 amount refers to the maximum payment per eligible adult for this July 2025 quarter — the third installment of the annual credit cycle.

Single adults may receive up to $179.
Couples can receive up to $358 combined.
Families receive additional amounts per eligible child under age 19.

Importantly, this credit is non-taxable and is automatically calculated based on your previous year’s tax return. Filing your taxes on time is crucial to ensure your eligibility.

Eligibility Criteria for the July 2025 GST/HST Payment

To qualify for the July 2025 GST/HST Credit, you must meet these criteria:

You must be a Canadian resident for income tax purposes.
You must be 19 years or older, or:
- Have (or had) a spouse or common-law partner, or
- Be a parent who lives (or previously lived) with your child.
You must have filed your 2024 income tax return.
Your net family income must fall within the eligible thresholds established for the current benefit year.

Important:
Even if you had no income in 2024, filing a tax return ensures you are assessed for the July 2025 GST/HST Credit.

July 2025 Payment Breakdown

The July 2025 GST/HST Credit will be issued on July 5, 2025. Payments are made by direct deposit or mailed cheque, depending on your setup with the Canada Revenue Agency.

Here is a simple table explaining the typical payment structure:

Recipient Type	Maximum Payment in July 2025
Single Adult	$179
Married/Common-law	$179 each (up to $358)
Per Child (Under 19)	Additional amount per child

Note: These figures are approximate and subject to annual inflation adjustments.

What to Do If You Don’t Receive the Credit

If you believe you are eligible but don’t see the payment arrive on July 5, 2025, here are the steps you should take:

Confirm that your 2024 tax return was filed and processed.
Check your CRA online account to see your GST/HST Credit status.
Ensure your banking and mailing information are up to date.
If no payment appears after two weeks, contact the Canada Revenue Agency for assistance.

Impact on Low-Income Families

The GST/HST Credit continues to serve as an essential support measure, especially as many Canadian families feel the strain of ongoing inflation.

For low-income households, the $179 GST/HST Credit July 2025 installment provides timely financial relief. This credit can help cover:

Groceries
Transportation
Utilities
Other everyday essentials

When combined with other government benefits — such as the Canada Child Benefit or climate action incentive payments — the GST/HST credit helps promote greater income equality and ensures additional support reaches those who need it most.

Staying Informed and Proactive

Here’s how you can stay informed about your GST/HST Credit:

File your tax return on time each year — this is the most important step to receive the credit.
Update your personal information with the CRA if your marital status or family situation changes.
Use the CRA online portal to track your benefits and payment dates.

The $179 GST/HST Credit coming in July 2025 continues to provide crucial financial relief to millions of Canadians.

By understanding your eligibility, staying proactive about filing your taxes, and keeping your CRA account updated, you can ensure that you receive this benefit.

For low- and modest-income families, the credit offers real support in helping cover daily costs — making a meaningful difference at a time when many Canadians continue to face financial pressures.

Stay informed, take action early, and enjoy the extra financial boost when the next GST/HST Credit installment arrives this summer.

FAQs

What if I didn’t receive my GST/HST Credit payment on July 5, 2025?

A: First, wait about 10 business days after the scheduled payment date. If the payment still has not arrived, check your CRA account and contact the CRA for assistance.

Can I receive the GST/HST Credit if I had no income in 2024?

Yes. Even if you earned no income, as long as you file your 2024 tax return, you will be considered for the GST/HST Credit.

How much will I receive if I have children?

In addition to the $179 per adult, you will receive an additional amount per eligible child under age 19. The exact amount depends on your family income and the number of children.