Canada’s July 2025 Grocery Rebate - Who Will Get Up To $978 From CRA?

Canada’s July 2025 Grocery Rebate – Who Will Get Up To $978 From CRA?

In response to rising grocery costs, the federal government is launching a July 2025 Grocery Rebate of up to $978 per household. CRA will send this payment automatically based on your 2024 tax return, no application required.

This rebate—part of an expanding suite of affordability initiatives—aims to give low- and modest-income Canadians timely relief at the grocery checkout.

What You’ll Get: Maximum Rebate

Here’s an estimated breakdown of rebate amounts, based on household makeup and income:

Household TypeEstimated Maximum Rebate
Single individual$234
Single parent with 1 child$387
Couple with 2 children$978
Senior individual$255

These figures match the previous one-time 2023 rebate structure but are now extended to July 2025 for eligible families. Amounts aren’t prorated—you get the full sum if qualified.

How the Rebate Works

  1. Automatic Delivery
    If you filed your 2024 tax return and meet the income criteria, CRA will issue payment based on your filing—not on provinces or other benefits.
  2. No Application Required
    There’s no sign-up portal. Filing your return is all you need for CRA to calculate and disburse the rebate.
  3. Direct Deposit or Cheque
    The rebate will go to your saved payment method. Cheques arrive later, especially in remote regions.

Why It’s Important

  • Grocery prices have risen over 9% year-over-year.
  • The rebate helps ease food budget pressures for impacted households.
  • It doesn’t affect eligibility for other benefits—it complements the GST/HST Credit and Canada Child Benefit, enhancing overall support.

Am I Eligible? Income Screen

Your eligibility depends on your adjusted family net income on the 2024 return, filtered by household type:

  • Single: up to ~$38,000
  • Single parent: up to ~$50,000
  • Couple with two children: up to ~$65,000
  • Senior: up to ~$40,000

CRA sets precise thresholds each year; these figures are estimates based on similar past rebates.

Key Facts At a Glance

  • Payment Date: Mid-July 2025
  • Amount: Up to $978 for a couple with two children
  • Eligibility: Based on 2024 tax return—it’s automatic
  • Purpose: Offset rising grocery costs amid ongoing food inflation
  • Method: Direct deposit or cheque, depending on your CRA records

The July 2025 Grocery Rebate, offering up to $978, is a timely and meaningful financial relief for many Canadians struggling with food inflation.

If you’ve filed your 2024 tax return and meet modest-income thresholds, you don’t need to apply or do anything else—CRA will send the rebate automatically. Just ensure your banking info is current in CRA’s system and watch your account in mid-July!

FAQs

Do I need to apply or request it?

No. The CAF rebate is fully automatic. Just file a 2024 return before the deadline.

Will this affect my GST or Child Benefit?

No. It’s separate and non-taxable, specifically designed to complement existing support.

When and how will it arrive?

Mid-July 2025, via your direct deposit or mailed cheque—no need to log in or claim it.

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