Last Child Tax Payment Arrives For Canadian Families Before 2025 Benefit Increase
Canadian families receiving the Canada Child Benefit (CCB) are set to receive their final payment of the current benefit year on June 20, 2025.
This monthly payment marks the last before the government introduces a scheduled increase in benefit amounts starting in July 2025, reflecting ongoing efforts to support households amid rising living costs.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18 years of age. The amount received depends on several factors, including the number of children, their ages, the family’s net income, and disability status.
The CCB is indexed annually to reflect changes in the cost of living. July marks the start of the new benefit year, meaning a new adjusted rate will apply to monthly payments.
CCB Payment Schedule: Key Dates
Here are the upcoming payment dates to keep in mind:
| Month | Payment Date |
|---|---|
| June 2025 | June 20, 2025 |
| July 2025 | July 18, 2025 |
If your annual CCB amount is less than $240, you’ll receive a lump-sum payment in July 2025 instead of monthly installments.
What’s Changing in July 2025?
Starting July 2025, eligible families will see a 2.7% increase in their monthly CCB payments. This adjustment ensures that benefit levels keep pace with inflation and rising expenses. The maximum annual benefit amounts are being raised for both younger and older children.
| Child’s Age | 2024–2025 Max Annual | 2025–2026 Max Annual | New Monthly Payment |
|---|---|---|---|
| Under 6 years | $7,787 | $7,997 | $666.42 |
| Aged 6 to 17 years | $6,570 | $6,748 | $562.33 |
These increases will remain in place through June 2026, unless further adjustments are announced next year.
Child Disability Benefit (CDB) Increase
Families with children eligible for the Disability Tax Credit will also benefit from an increase to the Child Disability Benefit (CDB). This is an additional amount added to the regular CCB payment.
| Benefit Year | Max Annual CDB | Monthly Payment |
|---|---|---|
| July 2024 – June 2025 | $3,322 | $276.83 |
| July 2025 – June 2026 | $3,411 | $284.25 |
This increase provides additional support for caregivers facing higher daily costs.
Eligibility Criteria
To qualify for the CCB, families must meet the following conditions:
- Be a resident of Canada for tax purposes.
- Live with a child under 18 and be primarily responsible for their care.
- At least one parent must have filed a tax return for the previous year.
- Children must be registered for a valid Social Insurance Number (SIN).
- Income and number of children determine the amount received.
If either parent hasn’t filed their taxes, the CCB payment may be delayed or withheld.
How Is the CCB Calculated?
The Canada Child Benefit is calculated based on the following:
- Number of children in the household
- Child’s age
- Adjusted family net income (AFNI)
- Eligibility for the Child Disability Benefit
Families with incomes above certain thresholds will see a gradual phase-out of the benefit amount, while lower-income families receive the maximum benefit.
File Your 2024 Taxes to Receive Payments
It’s important to file your 2024 income tax return as soon as possible if you haven’t already. The CRA uses tax information to assess eligibility and calculate accurate monthly payments.
Late or missing tax returns will result in a delay or stop to your CCB benefits—even if you were eligible the previous year. Filing ensures you receive your July 2025 payment at the increased rate without interruption.
The June 2025 CCB payout marks the final payment before the new benefit year begins. With a 2.7% increase scheduled for July, families can expect more financial support throughout the coming year.
Make sure your taxes are filed and up to date to receive the higher payment on time. As living costs continue to rise, the CCB remains a vital support system for Canadian families raising children.
FAQs
When will I receive the increased CCB amount?
The increased CCB amount will start with the July 18, 2025 payment and continue through June 2026.
What happens if I didn’t file my taxes in time?
If your 2024 return hasn’t been assessed, you won’t receive CCB payments until it’s processed. File now to avoid missing future payouts.
Is the CCB considered taxable income?
No. The Canada Child Benefit is completely tax-free and does not need to be reported as income when you file your return.
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