UK Government to Issue Next £300 Cost of Living Payment in July 2025
The UK government is once again stepping in to support struggling households with the next £300 cost of living payment, scheduled for July 2025. This targeted financial assistance is part of a wider effort to help those most impacted by rising inflation and ongoing economic pressures.
If you’re wondering whether you qualify for this latest £300 payment and when it will arrive, this guide explains everything you need to know.
Who Will Receive the £300 Cost of Living Payment in July 2025?
Eligibility for the £300 DWP cost of living payment is tied to receipt of means-tested benefits during a specific qualifying period. To be eligible for this July 2025 payment, you must have been entitled to one of the following benefits between 5 June 2025 and 25 June 2025:
Qualifying Benefits
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit
- Child Tax Credit
The goal is to ensure that low-income households already receiving financial assistance from the government will automatically get this additional support. There is no need to apply separately—payments will be issued automatically if you qualify.
Why the July 2025 £300 Cost of Living Payment Is Important
While the UK economy shows some signs of stabilization, many households still face significant financial pressure. Key drivers of the ongoing cost of living crisis include:
- High energy bills
- Rising food prices
- Increased rent and housing costs
- Transportation expenses
For many families, the £300 payment will provide a welcome financial cushion—helping cover essential costs such as groceries, heating, and monthly bills. The payment is one part of a broader government strategy to ease financial strain on vulnerable populations.
Payment Schedule & How to Receive the £300 Payment
| Detail | Information |
|---|---|
| Payment Amount | £300 |
| Payment Date | Mid-July 2025 |
| How It’s Paid | Direct deposit to existing benefits account |
| Who Pays | Department for Work and Pensions (DWP) |
No application is required. If you meet the eligibility criteria, the payment will be automatically deposited into the same account where you receive your regular benefits.
What to Do If You Don’t Receive the Payment
If you believe you qualify but do not see the £300 payment in your account by the end of July 2025, here’s what you should do:
- Wait a few days—payments may be staggered across several days.
- Check your bank account and ensure there are no issues with your details.
- If the payment is still missing after a reasonable time, contact the DWP directly.
Be ready to provide your National Insurance number and benefit details to help resolve the issue.
Conclusion
The £300 cost of living payment in July 2025 is a critical part of the UK’s effort to help low-income households weather the ongoing financial challenges. If you are already receiving one of the qualifying benefits, this payment will be deposited automatically—no action is required on your part.
For many, this additional support will help manage the increasing cost of everyday necessities. Stay informed, and keep an eye on your bank account in mid-July 2025.
FAQs
Who will get the £300 cost of living payment in July 2025?
Households receiving means-tested benefits such as Universal Credit, Income Support, or Pension Credit between 5 June 2025 and 25 June 2025.
Do I need to apply for the £300 payment?
No. If you qualify, the £300 payment will be made automatically to your existing benefits account.
When will the £300 cost of living payment be made?
The payment is scheduled for mid-July 2025. Some recipients may see it earlier or later depending on DWP processing times.
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