$1,518 Canada Workers Benefit: How to Check Your CWB Status and Eligibility

The Canada Workers Benefit (CWB) is a refundable tax credit designed to support low-income individuals and families who are actively employed. 

In 2025, eligible single workers can receive up to $1,518, while families may qualify for up to $2,616 through the CWB program. 

This guide provides comprehensive information on eligibility criteria, payment amounts, application processes, and how to check your benefit status.

What is the Canada Workers Benefit (CWB)?

The Canada Workers Benefit (CWB) aims to supplement the earnings of low-income workers, encouraging continued participation in the workforce. It consists of two components:

• Basic Amount: Available to all eligible workers.
• Disability Supplement: Additional support for workers eligible for the Disability Tax Credit.

The Advanced Canada Workers Benefit (ACWB) allows eligible individuals to receive up to 50% of their CWB in advance payments, distributed in three installments throughout the year. This approach provides timely financial assistance, helping workers manage expenses more effectively.

Eligibility Criteria for the CWB in 2025

To qualify for the CWB in 2025, applicants must meet the following conditions:

• Age: At least 19 years old by December 31, 2024, or living with a spouse/common-law partner or child.
• Residency: Resident of Canada for the entire year.
• Income: Earned working income below specified thresholds.

Ineligibility applies if:

• Enrolled as a full-time student for more than 13 weeks in the year without an eligible dependent.
• Incarcerated for 90 days or more during the year.
• Exempt from paying Canadian taxes due to diplomatic status.

CWB Payment Amounts for 2025

The amount received under the CWB depends on individual or family income levels.

Basic CWB Amounts:

• Single Individuals:
  • Maximum: $1,518
  • Reduced if income exceeds $24,975
  • No benefit if income exceeds $35,095
• Families:
  • Maximum: $2,616
  • Reduced if family income exceeds $28,494
  • No benefit if family income exceeds $45,934

Disability Supplement:

• Single Individuals:
  • Maximum: $784
  • Reduced if income exceeds $35,098
  • No benefit if income exceeds $40,325
• Families:
  • Maximum: $784
  • Reduced if family income exceeds $45,932
  • No benefit if family income exceeds $51,159 (one spouse eligible) or $56,386 (both spouses eligible)

CWB Payment Schedule for 2025

The Advanced Canada Workers Benefit (ACWB) payments are scheduled as follows:

Payment Date	Percentage of Benefit
January 10, 2025	Up to 50%
July 11, 2025	Up to 25%
October 10, 2025	Up to 25%

Note: Payments are issued automatically to eligible individuals who have filed their tax returns before November 1, 2024.

How to Apply for the CWB

To apply for the CWB:

1. File Your Tax Return: Complete your income tax return for the 2024 tax year.
2. Complete Schedule 6: Fill out Schedule 6 (Canada Workers Benefit) to calculate your benefit amount.
3. Submit: Include Schedule 6 with your tax return when filing.

For the disability supplement, ensure you have an approved Disability Tax Credit certificate (Form T2201) on file with the CRA.

Checking Your CWB Status

To check the status of your CWB:

• Online: Log in to your CRA My Account to view benefit details and payment dates.
• Phone: Contact the CRA’s Individual Enquiries line for assistance.

Ensure your personal information is up-to-date to avoid delays.

The Canada Workers Benefit (CWB) provides essential financial support to low-income workers across Canada. By understanding the eligibility criteria, payment amounts, and application process, you can maximize the benefits available to you in 2025. Ensure timely filing of your tax return and stay informed through your CRA My Account to receive the support you deserve.

FAQs

Is the CWB taxable income?

No, the Canada Workers Benefit is a refundable tax credit and is not considered taxable income.

Do I need to reapply for the CWB each year?

Yes, you must file your income tax return annually and complete Schedule 6 to continue receiving the CWB.

Can both spouses receive the CWB?

Only one spouse can claim the basic CWB amount. However, if both are eligible for the disability supplement, each can claim it individually.